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Personal Car Leasing

At Gateway2Lease, we help various customers with different needs find the ideal personal car leasing option for them. Our customers are typically interested in driving the latest models that offer great performance and value for money with updated technology and safety features. They want to be able to drive this car for a few years and then upgrade to an even newer model without worrying about depreciation costs or regular repairs. A personal car lease also eliminates the hassle of privately selling a vehicle.

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Why consider a personal car lease?


These days purchasing a second-hand car isn't always the cheapest option and with more and more cities having low or zero-emission zones, it can become expensive to drive an older car. Personal car leasing is a great way to get to drive the car you are dreaming of, and a much newer one than would be possible to purchase outright. A personal car lease deal is easily managed with low monthly payments that won't change - month in, month out - it may even be a cheaper way to get on the road with your first car rather than purchasing a second-hand vehicle as is discussed in our blog.

A personal car lease deal can be paired with a maintenance package - which will take all the stress out of looking after the vehicle and at the end of the lease it can be traded in for a newer model – simply return the car and choose your next one. You won't have to manage large and unexpected bills for repairs or maintenance as our maintenance plans can cover you. With different lease deals available, we are confident that we can find the plan and payment schedule to suit you and your budget.

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Benefits of personal car lease

Fixed Monthly Fees
With fixed fees, sticking to your monthly budget is much easier as it provides predictable expenses without the unexpected repair costs associated with older vehicles.

Leading Car Manufacturers
Personal car lease deals provide affordable access to premium brands, enabling you to drive high-end models for less than with traditional car financing.

Simple Process
A personal car lease is really straightforward: choose a model, agree on terms, sign a lease and await delivery.

How does personal car leasing with Gateway2Lease work?

We have streamlined our personal car leasing process to make it as hassle-free as possible. When you have an idea of how much you want to spend each month on your personal car lease and what you have available for a deposit, you can begin to browse the lease deals on our website as well as the full range of cars we can provide.

The journey begins with a written quote from one of our expert sales team, which when you approve it, sets the credit checking processes in motion from our financial company partner. Once the financial details have been cleared and signed off, your signature on the vehicle order form will confirm the specification of your new lease deal and trigger either the factory order process or the release of your personal car lease from stock supplies. You will then receive financial contract documents and a direct debit mandate to sign – which will then give you the delivery date – enabling you to sort your insurance so that the moment your personal car lease is delivered to your door, you can get straight out onto the open road.

Our latest personal car lease deals

We supply a wide range of models from all the top brands on flexible terms to suit all budgets. Explore our vast selection of brands and discover your next favourite car, or if you want further information about personal car leasing in general, then read our detailed guide.

Why choose a personal lease with Gateway2Lease?

  •   Expert Knowledge
    With nearly 20 years of experience, we are confident we can help everyone get behind the wheel of their perfect car.

  •   Flexible Leasing Options
    We offer flexible annual mileage allowance and length of lease term to all our clients on all our cars. We offer flexible annual mileage allowance and length of lease term to all our clients on all our cars.

  •   The Best Personal Leasing Deals
    Providing tailored lease deals allows us to offer you the best deals on the best cars.

  •   Leading Brands
    Our range includes models from brands such as Ford, Fiat, Nissan, Volkswagen, Tesla, Polestar and more.

Personal car lease deals – Manufacturers at Gateway2Lease

We are able to offer every brand of vehicle in the UK for personal car lease deals:

audi car leasing

Audi

bmw car leasing

BMW

citroen car leasing

Citroen

hyundai car leasing

Hyundai

kia car leasing

Kia

nissan car leasing

Nissan

peugeot car leasing

Peugeot

renault car leasing

Renault

tesla car leasing

Tesla

toyota car leasing

Toyota

vauxhall car leasing

Vauxhall

vw car leasing

VW

View all manufacturers

Explore the latest in personal car leasing news and delve into its wide-ranging benefits over on our blog

Stay informed about the world of leasing and discover how it could transform your driving experience.

View our blog

Have more questions?

Personal car leasing is a form of long-term rental that allows individuals to use a vehicle for a fixed period of time by paying monthly lease payments. At the end of the contract, hand your car back and are free to take out a new lease deal if you wish. Get in touch today to discuss how a personal car leasing deal could work for you and your budget.

Personal car leasing is a great idea for many reasons. If you're an individual who finds the thought of dealing with a second-hand vehicle, and any problems that might arise from it, stressful, then leasing a car will mean having a newer vehicle, which is less likely to break down and you'll have no concerns about depreciation. The newer models of cars which are more accessible by a lease deal than by buying a second-hand car are usually more fuel efficient and environmentally friendly, as well as not having to be subject to clean air zone fees. Many lease deals can include maintenance, further reducing the stress of car repairs or regular servicing. Another reason personal car leasing is a great idea is that the fixed, regular and low monthly payments mean that you always know where your finances will be, without unexpected bills or emergency payments needed. It is also a great way to access a first car for newer drivers, as it will be less expensive than trying to purchase a second-hand car as well as other benefits outlined in our blog.

Personal car leasing can be better than purchasing outright thanks to lower monthly payments, access to new models with the latest features, reduced maintenance costs as the vehicle is brand new, no depreciation concerns and easier upgrades. It offers financial flexibility and the convenience of driving a new car every few years.

To lease a car, you'll typically need a valid driver's licence, proof of insurance, proof of income, a good to excellent credit score and proof of residence (such as a utility bill).

You are certainly in the right place for that. At Gateway2Lease, we offer fantastic deals on a huge range of cars, from all the top brands, with flexible terms available. We also have special offers that are regularly updated, making your money go even further.

In the UK, it is possible to find personal car leasing deals with a low, or even no, deposit although it is important to note that the availability of one of these deals may vary depending on your financial position, the specific value of the vehicle, lease term and current market conditions. For the most up-to-date information on a low- or no-deposit car lease deal, get in touch with a member of our team for updated, unique information.

Many personal car leasing deals can be arranged to include maintenance, and some of our financial partners even offer a fully maintained and insured package in our fuel and Go total care leasing packages, which allows you complete peace of mind that every element is covered. However, get in touch with a member of our team to discuss your insurance and maintenance options.

As a general rule, a personal car lease shouldn't affect your ability to obtain a mortgage, however, when applying for a mortgage, lenders assess your debt-to-income ratio, and a large monthly lease payment might impact the amount of money they are willing to lend you for a mortgage as they will want to ensure you can comfortably handle your financial obligations. A personal car lease deal that is being regularly paid for can contribute positively to your credit score and this may actually help your application for a mortgage, although missed or late lease payments will have a negative impact on your credit score – which will most likely harm your mortgage application.

More and more people are looking to drive electric cars to help with environmental impact as well as benefit from the cheaper running costs involved. At Gatweay2Lease we have a vast selection of hybrid as well as fully electric cars available for personal lease and we would be happy to discuss your options in terms of accessing a personal lease electric car, so get in touch today.

Once your personal car lease has come to the end of the agreed term, you can simply return it and we go our separate ways or check out the newest models with the latest features and sign up for another few years to get in the driver’s seat of your newest obsession. Why not visit our blog, where we have loads of helpful articles on car leasing?