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What is a stock lease car and how quickly will it be delivered?

 Published 20th May 2024
Driver Guides  General Guides 

When you’re in need of a new lease car pronto, the allure of a stock car can be a game-changer. But what exactly does ‘in stock’ mean, and how soon can you expect your new wheels to arrive?

Let's take a closer look at what stock car leasing means, its benefits, and why it’s a popular choice for many drivers who are looking to lease.

What is a stock car and what does it mean?

Stock cars are ready-to-go vehicles that the manufacturer has already built, waiting for eager drivers like you. This means they promise a quicker delivery timeframe compared to a standard factory order. While customisation options are usually limited for stock vehicles, you may still get the opportunity to select your preferred colour from the available batch.

The term 'in stock' typically describes cars that are physically built and in the UK, ready to hit the road within four to five weeks from the point of order. These vehicles might already be at the supplying dealership, in a central stock location such as a holding compound, or at a shipping dock. Occasionally, a vehicle could be labeled as 'in stock' while it’s on its way to the UK from the country of manufacture.

Upon formal quotation, we will provide you with an estimated time of arrival, ensuring you know the whereabouts of your 'in stock' car and enabling you to make an informed decision regarding its suitability for your needs.


Advantages of stock car leasing

Leasing an in stock car offers several advantages that can make the process smoother and more beneficial for you:

Shorter delivery lead times: One of the main advantages of leasing an in stock car is the significantly shorter lead times. Since these vehicles are built and ready to go, you can expect your new car within a few weeks rather than waiting for months as you might with a factory order.

Save money: Our finance partners often offer attractive deals on their in stock vehicles to sell them quicker. This means that you're more likely to get a good deal on an in stock car compared to a custom factory order, where prices may be less negotiable.

Reduced likelihood of delays: Since the vehicle is already in stock, the chances of encountering delays are greatly minimised. This means you can have more peace of mind knowing that your new car will arrive on time as expected.


Disadvantages of stock car leasing

Leasing a stock car, while convenient in many ways, also comes with a few potential disadvantages:

Limited customisation: One of the main drawbacks of leasing a stock car is the limited options for customisation. Since these vehicles are pre-built, you may not be able to get every specification or feature you desire. This includes things like specific colours, interior materials, or additional upgrades that might be available with a factory order.

Availability of specific models: Depending on stock, the exact model or trim level you want may not be immediately available. This can be a limitation if you have a very specific preference for a particular model variant.

Higher demand vehicles: Popular models or vehicles in high demand may be quickly snapped up, leaving you with fewer choices or having to wait for new stock to arrive.


The countdown to delivery

Once you’ve placed your order for an in stock car, the countdown to delivery can begin. Normally, you can expect your new vehicle to arrive within four to five weeks. However, a few factors come into play when pinpointing the exact delivery date:

  1. Ensure all your documentation is in order, from your proposal details to your ID.

  2. Complete and promptly return your finance documents.

  3. There is a statutory cooling-off period of 14-days that starts from the point your completed finance documents are received by the finance provider. This gives you time to consider your lease agreement. Your car cannot be delivered until this period has passed.

  4. Arrange your vehicle insurance ahead of the delivery date to ensure a smooth handover.

Before your new car is handed over, the supplying dealership will take care of some final preparations, including a thorough pre-delivery inspection (known as a PDI).


Ready to hit the road?

If you’re in the market for a new car and want to hit the road sooner rather than later, then Gateway2Lease can help!

Explore our latest in stock lease deals or call us on 01299 407 360 to speak to a member of our team.



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